As the number of Light Sport airplanes increases and more pilots are opting to forego the third class medical and simply fly Light Sport, we were curious to see how the insurance market is for liability coverage for those airplanes.
We asked Aviation Consumer contributing editor and owner of the Sutton James aviation insurance brokerage, Jon Doolittle, to go into the insurance market and get quotes for various Light Sport airplanes, new and legacy. For the quotes, the owner was to be a 40-year-old male, private pilot with 500 hours total time, 20 hours of tailwheel time and who flies 100 hours a year. The result is shown in the chart below. The dollar figure on the left side of the “/” is the annual premium for a $1 million liability policy with a $100,000 per person sublimit. The number to the right is the price for $1 million smooth coverage—if there is no dollar figure and the word PASS is shown, that means the company would not quote smooth coverage for that pilot in that airplane.